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Switching your health insurance to HCF is easy

Switching your health insurance to HCF is easy

Joining Australia’s largest not-for-profit health fund is easy

We know that switching your private health insurance should be easy. So, you're in the right place. Here you'll find everything you need to know about the switching process, what happens to waiting periods when you switch health insurers, and how to make sure the policy inclusions you had with your previous fund are matched if you need the same level of cover.

You can switch health insurers any time of the year. You’re always free to shop around and look for a new health fund. And when you join HCF, you’ll have a 30-day cooling off period because we want you to be happy with the health cover policy you’ve chosen. So, if you change your mind and cancel your HCF policy within 30 days of joining, you’ll receive your money back if you haven't made a claim in that period.

Visit HCF on the ground floor today for a quote.